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How Insurers Choose Which Generics to Cover: The Real Rules Behind Formulary Decisions Medicine
  • 25/Dec/2025
  • by William Womack
  • icon insurance formularies generic drug coverage P&T committee generic drugs Medicare Part D

How Insurers Choose Which Generics to Cover: The Real Rules Behind Formulary Decisions

Insurers cover generics because they save billions, but not all generics are approved. Learn how P&T committees decide which ones make the list, why some are denied, and what you can do if your drug isn't covered.

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